To qualify for PSLF, borrowers must:

  1. Work for their federal agency full-time
  2. Have qualifying federal Direct Loans
  3. Repay their loans under a qualifying repayment plan, either an income-driven repayment plan or the 10-year standard plan


What if I have more questions?

Tuesday, October 25, 2016 has been designated as Public Service Loan Forgiveness Program Federal Employee Awareness Campaign Day. To answer your questions, in partnership with the Office of Federal Student Aid at the U.S. Department of Education, the Office of Personnel Management will host a Twitter chat from 3:00—4:00 p.m. EST. See what others are sharing about these efforts on Twitter through the hashtag #PSLFtoFEDS. We hope that you will join us. If you are not interested or eligible, keep PSLF in mind as a potential recruiting tool for new federal employees. You can learn more about the Public Service Loan Forgiveness Program at


To learn more about the PSLF Program, please visit: